The Operator is an insurance agent of JSC «International Insurance Company IRAO» (ID 205023856) and acts under an agency agreement with IRAO. The Operator provides services for selecting and issuing IRAO insurance policies online.

The Operator is not an insurance company. The insurer and bearer of the insurance risk is JSC «IRAO». Insurance terms, coverage scope, limits and exclusions are determined by the insurance policy and IRAO's rules. Decisions on insured events and payouts are made by the Insurer.

Questions about the site, application, and payment: a1@100doc.ge, +995 591 684 596

Insured event and payouts: please contact the Insurer directly — JSC «IRAO». Contacts are indicated in your policy and above.

Operations are governed by the legislation of Georgia. For consumer protection matters, the supervisory authority is the Georgian National Competition Agency. For personal data matters — the Personal Data Protection Service of Georgia.